Products & Services – Virginia

Virginia Dwelling Policy Program

Tenant Occupied Only
ACV Coverage
Form VDP-1

Inland Mutual’s Dwelling Policy (Vdp-1) Program is designed to provide coverages for tenant occupied rental properties and can be tailored to the needs of individuals who may otherwise be screened from other available coverage due to special hazards present on the property. We can work with our agents to provide coverage for those special risks.

Mobile Homeowners

Actual Cash Value Coverage
Forms: MH-BASIC, MH-BROAD, AND MH-PLUS

“The Mobile Home Program is divided into three forms:

Basic: Consists of limited named peril coverage and may be used for “seasonal” and older, lower value mobile homes

Broad: Additional named peril coverage over the basic form, for mobile homes less than 20 years old and evidence of pride in ownership.

Plus: Increased coverage over the broad form for mobile homes 10 years old or less. Must show pride of ownership.

The forms allow for properly installed woodburning units, stoves, and fireplaces at an additional charge.

The format is similar to Other Structures, Contents, Additional Living Expenses, Personal Liability Coverage, and Med Pay (to others) included.

As with the other forms, special needs can be considered for additional premium charge.